China Travel Insurance Guide 2025
Don't risk your dream trip! Everything you need to know about protecting yourself with the right travel insurance for China.
⚠️ Important: Medical costs in China can exceed €50,000 for serious emergencies
Without insurance, you could face devastating financial consequences. Protect yourself before you travel!
Why You NEED Travel Insurance for China
China is an incredible destination, but traveling without insurance is a serious risk
High Medical Costs
International hospitals in China charge Western prices. A simple emergency can cost thousands.
Language Barrier
Navigating Chinese hospitals without speaking Mandarin is extremely difficult. Insurance provides translation services.
Visa Requirements
Some China visa types require proof of travel insurance. Having coverage simplifies your application.
Remote Destinations
Popular attractions like Zhangjiajie or Tibet are far from major hospitals. Evacuation coverage is essential.
Real Medical Costs in China 💰
These are actual costs you could face without insurance
💡 With AXA Travel Insurance, all these costs are covered from just €2/day!
Essential Coverage Types for China Travel
Make sure your policy includes these critical protections
Medical Coverage
CRITICALHospital stays, doctor visits, emergency surgery, and medication costs
Trip Cancellation
HIGHReimbursement if you need to cancel or cut short your trip
Baggage Protection
MEDIUMCoverage for lost, stolen, or damaged luggage and personal items
24/7 Assistance
CRITICALEmergency hotline, medical evacuation, and repatriation services
AXA Travel Insurance
Trusted by over 100 million travelers worldwide, AXA offers comprehensive coverage specifically designed for international travel to destinations like China.
- Medical coverage worldwide
- Trip cancellation protection
- Baggage loss coverage
- 24/7 emergency assistance
- COVID-19 coverage included
- Adventure activities covered
Rated 4.8/5 by travelers
Frequently Asked Questions
Everything you need to know about travel insurance for China
1Is travel insurance mandatory for China?
While not always mandatory, travel insurance is highly recommended and sometimes required for certain visa types. Many tour operators also require proof of insurance.
2How much medical coverage do I need for China?
We recommend at least €500,000 in medical coverage. Medical evacuation alone can cost €50,000-€100,000, so comprehensive coverage is essential.
3Does my insurance cover COVID-19 in China?
Most modern travel insurance policies now include COVID-19 coverage. Always verify this before purchasing and check for any quarantine-related benefits.
4Can I buy travel insurance after arriving in China?
It's best to purchase insurance before departure. Some policies won't cover you if purchased after your trip begins, and you may miss coverage for pre-existing conditions.
5What's not covered by travel insurance?
Common exclusions include pre-existing conditions (unless declared), extreme sports without add-ons, alcohol-related incidents, and travel to areas with government warnings.
Don't Wait Until It's Too Late!
Protect your China adventure today. Get comprehensive travel insurance from just €2/day and travel with complete peace of mind.
Get Your Insurance Quote Now✓ Instant coverage • ✓ Free cancellation • ✓ 24/7 support